Construction & Allied Trades

Winchester Hawkins has expert knowledge of the types of risks and requirements for all businesses associated within the construction industry and allied trades.

We are familiar with all traditional forms of construction and remain up to date with new technologies, materials, methods and working practices and how these impact upon you, the people who work for you and your clients, to ensure that you are appropriately and cost effectively covered.

Our goal is to always ensure that you have exactly the right level of insurance cover in order to meet the needs of your business. No more or less than your individual circumstances require.

Our expert advice is there to ensure that you are always contract certain irrespective of whether the works are minor or major. In the event of a potential claim, we have the expert advice you need to support you; ensuring minimum impact upon your business.

Businesses and Trades Covered:

  • Aerial Erection Contractors
  • Asbestos Removal Contractors
  • Builders Merchants
  • Carpentry and Joinery Contractors
  • Cladding Contractors
  • Cleaning Contractors
  • Demolition Contractors
  • Double Glazing Contractors
  • Electrical, Heating, Insulation and Ventilation Contractors
  • Fire Protection Contractors
  • Fencing and Hoarding Contractors
  • Flooring and Tiling Contractors
  • Glazing Contractors
  • Groundworkers
  • Lift Installation and Maintenance Contractors
  • Loft Insulation Contractors
  • Maintenance and Refurbishment Contractors
  • Office and Shop Fitting Contractors
  • Painting and Decorating Contractors
  • Piling Contractors
  • Pipe Cleaning Contractors
  • Plant Hirers
  • Plasterers
  • Plumbing Contractors
  • Property Consultants and Developers
  • Roofing Contractors including Heat and Non Heat Work
  • Scaffolding Contractors
  • Scrap Metal Merchants
  • Security Guards
  • Shell and Core Contractors
  • Site Clearance Contractors
  • Skip Hirers
  • Steel Erection and Fabrication Contractors
  • Stonemasons
  • Tiling Contractors
  • Timber Merchants
  • Tree Surgeons, Felling and Lopping Contractors
  • Waste Disposal, Management and Recycling Contractors
  • Window Cleaning Contractors

Examples of Insurance Cover:

  • Bonds including Maintenance, Performance and Retention Bonds
  • Business Interruption
  • Contractors All Risks including Contract Works, Hired In and Owned Plant
  • Employers’ Liability
  • Faulty Design including Defective Part
  • Financial Loss
  • Inefficacy (Failure to Perform)
  • Insurance Backed Guarantees including Insolvency Guarantees
  • Joint Names (Property Owner and Contractor – Existing Structure Renovation and Extension Works)
  • Key Person
  • Latent Defects
  • Legal Expenses
  • Management Liability Portfolio (Directors’ & Officers’, Corporate Legal Liability, Employment Practices Liability and Crime)
  • Money
  • Motor Fleet
  • Office Contents
  • Personal Accident
  • Professional Indemnity (Design and Construct)
  • Property Damage including Buildings, Contents and Theft
  • Public and Products Liability
  • Stock